New Homes Escrow
Escrow for new construction.
Buying from a builder means deposits held over months and the builder's own contracts and addenda. We hold the funds safely and keep your file ready so closing is the easy part when the home is finished.
- Typical timeline
- Varies by builder
- Who it's for
- New-construction buyers
- Languages
- English / Spanish
Buying from a builder comes with its own documents, deposits, and timelines, often stretched across months of construction.
We hold deposits safely and keep the file ready so that when the home is finished, closing is the easy part.
What we handle on your file
Builders use their own purchase contracts and addenda, and they often collect deposits in stages as construction progresses. We hold each deposit in a neutral trust account and track them against the builder's schedule so the funds are accounted for from the first deposit to the final close.
Because construction can run for months, we keep the file open and current rather than rushing it. We coordinate with the builder, your lender, and the title company so that when the home is finished, the paperwork is already in order.
What to expect
The timeline follows the build, not a fixed escrow window, so the close date moves as the home's completion date firms up. We stay in touch with the builder so you're not the one chasing updates.
Before closing you'll typically do a final walkthrough of the finished home. We confirm the lender's documents and the final figures, then close once the home is complete and the conditions in your contract are met.
How a new homes escrow goes
Open & take the initial deposit
We open the file from the builder's purchase contract and addenda, and deposit your initial earnest money into a neutral trust account.
Construction & staged deposits
As the home is built, the builder may collect deposits at set milestones. We receipt and hold each one and keep the file current over the build.
Loan & title work
As the completion date firms up, we coordinate with your lender on loan documents and with the title company to confirm clear title on the lot.
Final walkthrough & signing
You walk through the finished home, then review and sign the closing documents. We confirm every figure against the lender's instructions before funding.
Funding & recording
The loan funds, the deed records with the county, and we disburse to the builder per the contract. The home is yours and you get your final statement.
What you'll need
- Government-issued photo ID
- The builder's signed purchase contract and any addenda
- Your earnest money and any staged deposits the builder requires
- Your lender and loan officer contact information
- Proof of homeowners insurance, effective at closing
- How you'll hold title (vesting information)
- The builder's sales contact for coordination
- Wiring instructions confirmed with us by phone
Common questions
Related services
Residential
Buying or selling a home, with a neutral party holding funds and documents until every condition is met.
Multi-Family
Duplexes through apartment buildings, with the added coordination these deals tend to require.
Refinance
A new loan on a property you already own, handled with clear timelines and steady updates.
Ready to open an escrow?
Send us the basics and we'll route your file to the right officer. Have an agent already? They can open it for you in a few minutes.